Accidental Death & Dismemberment (AD&D)

Securian Financial | OCHS

Life Insurance Coverage Available - No Health Questions!

Voluntary AD&D (employee, spouse, or child)- 100% employee paid
Employee: Elect in $10,000 increments
Maximum $500,000
Spouse: Elect in $5,000 increments
Maximum $250,000 (not to exceed 50% of employee’s amount)
Child: Elect in $10,000, $15,000, or $20,000
✓ Available to elect without health questions each annual enrollment
If your spouse or child is eligible for employee coverage, they cannot also be covered as a dependent. Only one employee may cover a dependent child. It is the employee’s responsibility to notify their employer when dependents are no longer eligible.

ANNUAL ENROLLMENT OPPORTUNITY
Available during your employer’s annual enrollment period.

NEW HIRE OPPORTUNITY
New hire eligibility refers to when you are hired and become eligible for benefits.

QUALIFIED STATUS CHANGE
If you experience an employment or family status change, check with your employer within 31 days to confirm guaranteed coverage availability.