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Dental

*NEW CARRIER ALERT*

*Effective 9/1/2026 our dental and vision insurance carrier will be changing from Humana to MetLife.
In addition, these plans will be moving from a calendar-year plan (January–December) to a plan-year (September-August) format.

Currently, dental and vision benefits reset on a calendar year basis (January 1–December 31). With this change:

  • Dental and vision benefits will now reset based on the plan year, beginning 9/1/2026.
  • Items such as annual maximums, deductibles, and benefit limits will reset at the start of the plan year instead of January 1.
  • This change helps align dental and vision benefits with our other benefit plans and creates a more consistent benefits experience.
Coverage Continuity
You will continue to have dental and vision coverage; however, plan details such as provider networks, may differ under MetLife after the start of the new plan year. If you have dental appointments scheduled on or after 9/1, we recommend contacting your provider to update them with your new subscriber and insurance information.
We encourage you to review the upcoming materials carefully to understand how these changes may impact you and your dependents.
If you are currently enrolled in the high PPO plan and move to MetLife’s high plan, your claims history will transfer, so there should not be any issues.

For employees enrolled in the DHMO plan, you will need to complete the MetLife DHMO orthodontia takeover form and submit it to MetLife. Dental HMO Continuing Ortho Treatment Request Form

Dental Plans - *Deductibles are Plan Year*

Monthly Premium:

High PPO

Low PPO

Direct Referral

Employee Only

$44.17

$22.72

$11.20

Emp. + 1

$86.92

$33.58

$22.20

Emp. + 2 or more

$149.66

$76.54

$39.49

Dental Insurance

3 Dental Plans 2026-27:

*DHMO Dental Plan Details-

DHMO Ortho Takeover Form -Important:
If MetLife does not receive the completed form within the required timeframe, they will not cover any orthodontic treatment that began prior to the effective date.

Dental HMO Continuing Ortho Treatment Request Form

Provider Finder:

  • DHMO dentist/Facility ID can be obtained by accessing metlife.com/dental
    • Select “Find a participating dentist”
    • Select Network Type “Dental HMO/Managed Care”
    • Enter Zip and/or Dentist name
    • Select plan – MET290

This will provide a list of dentists within the selected area. 

Quick Links

MetLife

1-800-GET-MET8