Disability Insurance

Educator Disability Plan - New York Life

Benefit Waiting Period: The period of time you must continuously be disabled before benefits become payable.

1st day Hospital Benefit: If hospitalized on the first date of disability for at least 4 hours and have elected 14- or 30-day period, benefits are payable on the first day of hospitalization. In other words, the waiting period is waived. Hospital Confined means you are admitted to a Hospital as an in-patient, and for which you are charged for room and board. 

Disability Insurance is designed to protect your salary up to 66%, should you become disabled as a result of a covered accident or illness.

• Coverage is available in increments of $100 from $200 to $8,000.
• Benefits are paid year-round, regardless of employee summer or holiday breaks.
• Benefits are payable regardless if the employee continues to receive paychecks from the District.
• Maternity is covered the same as illness.