Disability Insurance
Long-Term Disability Your Choice - Educator Insurance Plan
Disability Coverage | |
---|---|
Benefit Waiting Period | Monthly Premium per/$200 |
14 | $2.34 |
30 | $2.10 |
90 | $1.22 |
180 | $0.94 |
Benefit Waiting Period: The period of time you must continuously be disabled before benefits become payable.
1st day Hospital Benefit: If hospitalized on the first date of disability for at least 4 hours and have elected 14- or 30-day period, benefits are payable on the first day of hospitalization. In other words, the waiting period is waived.
Disability Insurance is designed to protect your salary up to 66%, should you become disabled as a result of a covered accident or illness.
- Coverage is available in increments of $100 from $200 to $8,000.
- Benefits are paid year-round, regardless of employee summer or holiday breaks.
- Benefits are payable regardless if the employee continues to receive paychecks from the District.
- Maternity is covered the same as illness.