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Hospital Indemnity

Hospital Indemnity Plans
Monthly Premium: Plan 1 Plan 2 Plan 3
Employee Only $10.05 $17.50 $24.99
Emp. + Spouse $17.13 $29.75 $42.28
Emp. + Child(ren) $14.34 $24.80 $35.21
Emp.  + Family $25.29 $43.90 $62.58


Benefit Plan 1 Plan 2 Plan 3
Critical Care Benefit: $50/Day $50/Day $50/Day
Daily Hospital Benefit: $150/Day $250/Day $350/Day
Hospital Admission $500/calendar year $1,000/calendar year $1,500/calendar year


Planned or unplanned, a trip to the hospital can be scary. Hospital Indemnity can help cover unexpected out-of-pocket expenses such as co-pays, deductibles, out-of-network charges, and everyday living expenses.

How does Hospital Indemnity insurance work?
1) Your admitted to the hospital.
Your health insurance covers many costs of your stay and treatment. But you still have a lot of expenses, including deductibles, copays and other costs you couldn’t predict.
2) We send you a check.
With approval of your claim, The Standard will pay benefits directly to you. Then you decide how to spend the money.
3) You focus on recovering.
With The Standard helping to cover your out-of-pocket or everyday expenses, you can focus on what matters most – your health.