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Medical

TRS ActiveCare Medical & Pharmacy Insurance 

Coverage Effective Dates: September 1, 2025 – August 31, 2026

Pearland ISD contributes $337 towards the monthly medical contribution. 

2026-26 TRS MONTHLY MEDICAL RATES

What's New & What's Changing?

Review the TRS Enrollment Guide for participants here: TRS Medical Insurance Guide-2025-26 Plan Year

Program and Service updates:

The Member Rewards program is expanding to include more than facilities and procedures. Now you can also get $rewards$ for choosing top-performing doctors for your health care. TRS-ActiveCare Primary and TRS-ActiveCare Primary+ plans: •

Starting Sept. 1, 2025, the following services won’t require a referral:

  • dermatologist visits
  • eye exams (both routine and diagnostic)
  • physical therapist visits www.bcbstx.com/trsactivecare 

NEW!! Airrosti Remote Recovery program gives you physical therapy services designed to relieve common aches and pains at no additional cost.

TRS MEDICAL

Blue Access for MembersSM 

Through BAMSM, you and your family have access to online resources filled with practical and useful information. With BAM, you can:

  • check the status or history of a claim
  • view and print Explanation of Benefits (EOBs) statements
  • search for an in-network health care provider, hospital, or pharmacy
  • request a new or replacement ID card or print a temporary one

BCBSTX App

Download the BCBSTX App to easily access your account information, find a doctor and more! Get the app by texting BCBSTXAPP to 33633 or download the app in the Apple Store or Google Play.

Transition Of Care 

  •  If you are currently receiving ongoing medical care from providers that are not In-Network under your new health plan or have recently terminated from the Blue Cross and Blue Shield of Texas network.
  • In certain circumstances, the health plan may authorize the member to continue receiving medical care from an out-of-network provider at the in-network level of benefit for covered services.
  • It may be necessary to request medical information from your current provider(s). 

PHARMACY

TRS VIRTUAL HEALTH

MEMBER WELLNESS

Member Rewards

Participant Forms

The following forms are available to print, fill out, and fax or mail to BCBSTX. 

CONTACTS

TRS Active Care-BCBS

BlueCross BlueShield of Texas

https://www.bcbstx.com/trsactivecare
(866) 355-5999
Mon-Fri 7AM-6PM

Learn more about Personal Health Guides

 

Pharmacy Coverage:

ESI- Express Scripts
(844) 367-6108
24/7

2024-25 Plan Year

Know The Terms

Coinsurance: The portion you pay for services after you meet your deductible. It’s often a percentage of the costs. For example, you pay 20%, and the health care plan pays 80%.

Copay: The set amount you pay for a covered service when you get it. The amount can vary by the type  of service.

Deductible: The annual amount for medical expenses you must pay before your plan starts to pay its portion.

Emergency: A sudden and unexpected change in a person’s physical or mental condition that needs immediate medical care and could result in:

  • placing the person’s health in serious jeopardy  (including death)
  • serious impairment to bodily function
  • serious dysfunction of a body part or organ
  • serious disfiguration
  • serious jeopardy to the health of a fetus

Generic drug: A prescription drug that’s the generic equivalent of a brand-name drug on your health plan’s formulary and costs less than the brand-name drug.

Maximum out-of-pocket: The maximum amount you pay each year for medical costs. After reaching your MOOP, the plan pays 100% of allowable charges for covered services. Recommended Clinical Review: When you need approval from BCBSTX before they’ll cover certain services or medications.

Premium: The amount you pay monthly for health care coverage.

Preventive care services: Routine health care like screenings, checkups and patient counseling to prevent illnesses, diseases or other health problems.

Primary Care Provider: The provider you choose to be your first contact for medical care. With some plans, your PCP coordinates all your medical care, including hospital admissions and referrals to specialists. Not all health plans require a PCP, but we always recommend you have one.

Referral: A written authorization from your PCP to get care from a different in-network provider, specialist or facility.

Specialist: A health care professional whose practice is limited to a certain branch of medicine, like specific procedures, age categories, body systems or types of diseases.