Retirement

When you are 10-12 months prior to retirement, consider meeting one-on-one with a TRS benefits counselor to review your retirement estimate and walk through the paperwork. TRS has appointment slots available Monday through Friday.

For a video or virtual meeting, all you need is a personal computer or tablet with a camera, a reliable internet connection, and a quiet, private place for a meeting. You may also make a telephone counseling appointment if you do not have access to a computer.

https://www.trs.texas.gov/pension-benefits/counseling-sessions/remote 

Introducing TRS-Care Dental and Vision! TRS is added two more reliable plans that can enhance our retirees' everyday health — TRS-Care Dental and TRS-Care Vision! If you're a public-school retiree or a dependent of a retiree who is eligible for TRS-Care, watch this online event to learn about your new 2025 dental and vision benefits and how you can enroll. TRS and MetLife staff will answer live questions from attendees.

Primary Audience: Public-school retirees or dependents of retirees who are eligible for TRS-Care

​Vision and Hearing Benefits Comparison: Comparing Vision and Hearing Benefits: TRS-Care Medicare Advantage and TRS-Care Vision

Recording​: Recording of TRS-Care Dental and TRS-Care Vision Information Session for 2025 Benefits

​Slide Deck​​: ​Slide Deck for TRS-Care Dental and TRS-Care Vision Information Session for 2025 Benefits

If you're eligible for Medicare and enrolled in TRS-Care Medicare Advantage​, watch this online event to learn about your 2025 medical and prescription drug benefits.

Primary Audience: TRS retirees eligible for Medicare and enrolled in TRS-Care Medicare Advantage​

Recording: Recording of TRS-Care Medicare Advantage Information Session for 2025 Benefits​

​​Slide Deck: Slide Deck of TRS-Care Medicare Advantage Information Session for 2025 Benefits​

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If you're not yet eligible for Medicare and enrolled in TRS-Care Standard, watch this online event to learn about your 2025 medical and prescription drug benefits. TRS and its health care partners will host a brief presentation and answer live questions from attendees.

Primary Audience: TRS retirees not yet eligible for Medicare and enrolled in TRS-Care Standard

​Slide Deck: TRS-Care Standard Information Session for 2025 Benefits Slide Deck​

Recording: TRS-Care Standard Information Session for 2025 Benefits Recording

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If you're nearing retirement, you're in the right place. This quarterly webinar will help you make a fully informed decision about health care during your retirement years. You'll get:

• an overview of TRS-Care and the different plans it offers;
• a review of eligibility criteria and the enrollment process; and
• information on what to expect after you enroll in TRS-Care. 

Free Registration: Attendee Registration for Retire Healthy with TRS-Care

​Recording: Retire Healthy with TRS-Care Recording

​Slide Deck: Retire Healthy with TRS-Care Slide Deck

Whether you were enrolled in TRS-ActiveCare or not, eligible K-12 public education retirees can enroll in TRS-Care. TRS-Care is the group health benefit program for eligible retirees and their eligible dependents. Based on your age when you retire, your options may differ.

There are four plans within TRS-Care: 

• TRS-Care Standard for non-Medicare retirees
• TRS-Care Medicare for Medicare-eligible retirees
• TRS-Care Dental
• TRS-Care Vision

These are benefits you’ve worked for your entire career! Make TRS-Care the care you can count on during this next chapter of your life.

• Not Medicare-Eligible When Retiring
• Medicare-Eligible When Retiring
• Any Eligible Retiree

If you’re retiring before you’re Medicare eligible (age 65 and up), you may be eligible for TRS-Care Standard.

Check your eligibility
Go to TRS-Care Eligibility and Enrollment to learn more about eligibility, effective coverage, when and how to enroll and more.

Plan Overview

TRS-Care Standard offers robust wellness benefits, low copays, and has the largest network of providers in Texas. There is statewide and nationwide coverage.

Blue Cross and Blue Shield of Texas (BCBSTX) administers TRS-Care Standard’s medical plan. The pharmacy coverage is administered by Express Scripts. This is a PPO plan with no primary care provider requirements (though we always recommend having one!).

Visit following links to learn more:

• https://www.bcbstx.com/trscarestandard
• https://www.express-scripts.com/trscarestandard
• https://www.trs.texas.gov/files/2025_trs_care_plan_highlights.pdf

Las traducciones al español contenidas en esta página de internet provienen de textos originales en inglés en un esfuerzo por comunicarnos con una audiencia que no habla inglés. A pesar de haber hecho un esfuerzo por traducir lo más precisamente posible, reconocemos que ninguna traducción es perfecta. Por lo tanto, en el caso de que existiera alguna discrepancia entre el texto original en inglés y la traducción al español, el texto original en inglés ha de prevalecer.

• Región 4 aspectos destacados de la cobertura TRS-ActiveCare para el período del 2024 al 2025
• Aprenda los Términos: ¡Edición Cobertura de Seguro Médico
• Guía del plan TRS-Care Standard de 2025 para participantes sin Medicare
• Puntos Destacados del Plan TRS-Care 2025
• Recursos en Español (CMS.gov)

• Sesión informativa de TRS-Care Medicare para los Beneficios de 2024
• Invitación de Salud Médica de TRS-Care
• Carta de Bienvenida de TRS-Care Medicare Cumpliendo 65 años pronto
• Guía para la cobertura TRS Care Standard de 2024 para participantes sin Medicare
• Carta de Bienvenida de TRS-Care Medicare 2024
• Plan de Acción de TRS-Care 2024
• Guía de Medicare de TRS-Care 2024
• 2024 TRS-Care Carta de Bienvenida 

In-person presentations are conducted in a group setting and held in several dedicated cities across the state. They are available to TRS active members and provide a general review of TRS benefits primarily focused on retirement nformation – eligibility, tiers, calculation of benefits, retirement plans, death benefits, employment after retirement, and insurance. Members are not required to have a retirement packet.

Virtual presentations are available for members to attend during different stages of their careers: Intro to TRS, Mid Career, and Ready to Retire.

View In-Person Schedule

View Virtual Schedule

Retirement Forms Sessions

Virtual forms sessions are typically held on Wednesdays and Saturdays and are designed to help members complete their retirement forms. TRS staff members present all required retirement forms, explain how to complete them, and answer all your questions.

Members must already have their retirement forms to attend.

View Schedule

Walk-Ins

Walk-ins are for general questions or to drop off forms only. Members may need to wait for an opening to meet with a counselor. If more than 10-15 minutes are needed to discuss benefits, please schedule an appointment through MyTRS or by calling the TRS
Counseling Center at 1-800-223-8778. Scheduling in advance ensures timely service and allows TRS to prepare paperwork before your visit.